The question "Where does the money?" Care of people with different incomes – above and below the average. But recently it was thought that to save money and monitor the movement of their funds should only the poor! Make sure that it is not, help a little experiment. Surely there is some thing not too expensive but not cheap, that you would like to buy myself, but just can not find "extra money": the famous brand jacket, unusual jewelry, doroguschy cream. Now, review your expenses for the previous month and noted that some of them could not do. For example, replace the food in fast food for a complete meal, taken from home at rush hour to go to work on the subway, and not on the machine. Calculate how much you saved, now calculate, for what period of time (a month or two or three) you can save up to purchase the required amount of new things cherished. Impressive? The fact is that very often we spend money, succumbing to momentary mood, especially for small expenses: low-quality pantyhose that will tear at the very next day, a disk with a new film, which can be downloaded from the Internet or get from friends … Some appear to would have low costs translate into a tidy sum. Keeping the budget will help you a more responsible approach to shopping, but at the same time to wonder what financial level you would like to achieve in the future? Right reservation: we do not call save on everything, denying themselves a little, but these are the necessary pleasures: good wine for a romantic dinner in a trendy hair style salon, theater tickets.