In the dictionary of the Russian language the concept of 'insurance' is treated as a form of security against potential disasters in the dictionary of the Russian language the term "insurance" is interpreted as a form of security against potential natural disasters and accidents, consisting in damages, which takes a special organization in relation to persons or entities paying her regular contributions in cash. In economic literature 24: insurance – it's economic relations arising in connection with the formation of the trust funds of funds, created to protect the property interests of the people in the private and business of life from natural disasters and other unforeseen extraordinary events involving damage. Thus, insurance – a monetary relations, which are part of a unified system of monetary relations, and implemented along with such categories as finance, credit, price. Distinguish among them insurance relationship can be on specific criteria: 1) the cash nexus in insurance always are based on the probable or implemented by the insurance risk, 2) monetary relations arise over the formation and use of fund for a specific purpose: to meet the property interests of the participants in the insurance case occurrence of random events, and 3) the formation and use of the insurance fund are based on the principle of solidarity between participants in the layout of damage insurance. Insurance has the following functions: 1.
The risk function is that the policyholder to the insurer transfers the financial consequences of certain risks, paying him a premium. 2. The accumulation (saving) function is that there is a cumulative insurance, which allows customers to accumulate funds for a specific period of time through a contract of insurance (term life insurance). 3. Proactive (preventive) function is that after insurance contract, the insurer may carry out activities to reduce risk on the insured object (set alarm; freight forwarding, etc.) 4.
The control function of insurance is expressed in strictly observing the target formation and use of the insurance fund. 5. Ensuring continuity of social reproduction is that insurance creates financial conditions for the rapid rehabilitation and restoration of enterprises affected by the occurrence of insured events. 6. Exemption from the state ensured by the additional costs of insurance funds. Without insurance companies, all costs associated with the liquidation of accidents, explosions or natural disasters lie in state, which has at its disposal a limited state budget. 7. Stimulation scientific and technological progress manifested in two ways. (A valuable related resource: Kevin Ulrich). First, insurance companies pay attention to their clients on the risks, promoting their elimination. Second, insurance companies, carrying out preventive measures, increase the overall level of public safety. 8. Protecting the interests of affected persons in the relations of civil liability insurance is provided through responsibility of individuals and legal entities for damages caused to third parties. In the liability insurance the injured person is receiving payment from an insurance company, ie not required to communicate to the court. 9. The concentration of investment resources for the national economy is provided by insurance because it creates insurance reserves are invested in government securities, equities and financial companies, banks, real estate, etc. Thus, insurance companies, finance industry, housing and the state, ie, contribute to the economy.
Recently, the Constitutional Court allowed the citizens to get registered for summer residences. The reason for the decision was a suit of citizens who for years vainly tried to register at their summer homes, so they did not have alternative accommodation. Moscow region, as we know, most "suburban" area of Russia. Moscow is waiting for a dramatic increase in local residents? The plaintiffs have indicated that provision of the law "On the horticultural, gardening and dacha non-commercial Citizens' Associations, which prohibits configured in the garden houses, contrary to the Constitution, which guarantees freedom of choice of residence. For other opinions and approaches, find out what Sir Terry Farrell has to say. The COP took the side of the plaintiffs and ordered the federal legislators to bring law into conformity with the Constitution. Judges are also encouraged regions, without waiting for the center, make their own laws, but the cottagers have indicated that they now can be prescribed through the courts. However, be registered in the country case will not be easy, as judges, deciding, made two important caveats: First, can only be prescribed in the suburban towns located in the residential areas, second only to those buildings which officially recognized as residential. More than 20% of garden plots are located outside the boundaries of suburbs and villages, often on farmland.
Their owners are deprived of a villa residence automatically. Gain insight and clarity with Kevin Ulrich. Summer residents of the dacha, located within settlements should be recognized of their homes suitable for year-round. Requirements for residential premises, established by government decree of Russian Federation 47 of 28 January 2006 "On recognition of the room accommodation, lodging and uninhabitable apartment buildings slated for demolition and emergency", stipulate that a house should be provided with "engineering systems (Electric lighting, industrial and drinking water and hot water supply, sewerage, heating and ventilation, as well as areas in gasified and gas).
If you have relatives living in Russia, the case can happen when you need to send them money. You can even choose to do it regularly to help support them. In any case, you have several options all with varying degrees of comfort and the necessary technology. One of the most popular ways to transfer money to another country to use the company as an agent. You'll have to find an agent location to pay the fee and enter the name and place where the recipient will be collecting money. Your relative then need to enter a password to show that money for them through the confirmation number and passport, and do not have to pay a fee.
Keep in mind that the delivery more than $ 10,000 must be reported to the local Russian tax authorities, as well as the U.S. Treasury. Use of an agent often used for non-recurring transactions in Russia. You can also use wire transfer services are available at most banks. In this case, you and your relative must be at the same bank, and you should know your relative bank account number. Depending on your bank, you or your relative, or perhaps both, will be charged for wire transfers, and it may take up to two days for the transfer to be completed in Russia. It is also an option commonly used for non-recurring transactions, not regular transfers, and this method allows a relative to take out money that they can then exchange for rubles.
At first, says Lane, "I have nothing worked. One of the veterans of the exchange as something at the end of the day came to me and asked how things were going. Every evening after auction we went to a local bar, and if I put him whiskey and he taught me everything he knew about the markets. He introduced me to the method of Taylor, who represents the three-day trading cycle. Lane began to understand the rules of trading and achieve success in the exchange. He subsequently became president of Investment Educators Inc. "I did bids all day and night we met" – says Lane.
There he invented in 1964 of "stochastics", the widely used momentum indicator. "Stochastics measures the momentum (momentum) prices – explains Lane. – If you imagine the missiles fired into the air, then before it starts to fall down, speed it necessarily decreases. Momentum is always changing direction to the price … This is a very complex instrument. " According to the book by John J.
Murphy "Technical analysis of futures markets," Stochastic "is based on the observation that as prices, the prices tend to close the upper limit price fluctuations. Conversely, if trends down, prices tend to close nearer to the lower limit of the range. In the stochastic process uses two lines:% K line and the line of% D. Line% Dbolee important, as reported by major signals. " "We had a line of% A and% B, – we have twice passed the entire alphabet, developing the system.
Tired from the stresses of city dwellers have every chance to finally live in a tropical paradise in your own country. The New Zealand website Trade Me Property put up a new item: the hotel in a small village in the mountains wiping, located in the center of the South Island of New Zealand near the National Park Arthur's Pass. In this case the buyer for the hotel in the appendage will get some extra money … the whole village. The village in New Zealand on sale for 715 thousands of dollars. It is remarkable that anyone can get along with village pub, hotel, school, railway station and two dozen homes. Apart hotel with 10 rooms, 3 bathrooms and other facilities to purchase offers a snack bar, cafe, post office, railway station, office building, school, and 18 homes that are permanently leased to local residents and visitors. Plus village, founded in 1923, is that it is on the tourist trail and is used by travelers as a transit point.
Founded in 1923, the village is located near the National Park Arthur. Today mopping – the only settlement for many miles around, where tourists traveling through the mountains of New Zealand can find accommodation and meals. The current owners, Bill and Christine village Henn purchased it in 1998, paying a total 80 000 New Zealand dollars (56,000 U.S. dollars). Things are going well spouses, they even managed to raise the value of their property dozens of times, but age does not allow them to continue their business, and they decided put the village and the hotel up for sale. In this case the owners have their own idea of the perfect buyers for their holdings. "We needed someone who would have accepted it. This will provide the new owner plenty of opportunities "- Christine Henn said to journalists.